North Vancouver Mortgage Broker | The Mortgage Guy

Mortgage advice for real life

Practical mortgage solutions, structured properly from the start.

Whether you are buying, refinancing, renewing, self-employed, or dealing with a more complex file, the goal is the same: match the mortgage to your situation, your timeline, and your long-term plan.

🏠 Purchase Mortgages Pre-approval guidance, lender fit, and clear next steps before you write an offer. ↻ Mortgage Refinancing Refinancing strategies for debt consolidation, equity access, payment structure, or rate review. ▣ Self-Employed Mortgages File structure and lender positioning for business owners and non-traditional income. ◆ Investment Properties Rental income, qualification strategy, and financing options for income-producing property. ◈ Net Worth Lending Mortgage options where assets, equity, and overall financial strength matter. ◇ Alternative Lending Private and alternative mortgage options when a bank solution is not the right fit.

Why work with Jonathon

Advice before application. Strategy before lender submission.

A strong mortgage file is not just about rate. Income presentation, documentation, lender policy, property type, timing, and exit strategy all affect the right recommendation.

18+ years of mortgage experiencePractical guidance for standard, complex, and time-sensitive files.

Access to multiple lender typesBanks, credit unions, monoline lenders, alternative lenders, and private options where appropriate.

British Columbia focusedBased in North Vancouver and working with clients across BC.

One-on-one serviceYou work directly with Jonathon from planning through funding.

How we work together

A cleaner mortgage process.

The process stays simple on the surface, while the file strategy happens behind the scenes.

1

Start with a conversation

We review your goal, timing, income, property, and any issues that could affect approval.

2

Compare the right options

I assess lender fit, documentation requirements, payment structure, and the trade-offs between options.

3

Move the file to funding

Once the path is selected, I help manage the approval, conditions, communication, and closing details.

Resources

Mortgage guidance before you make a decision.

Start with the topic that best matches your situation.

First-Time Home BuyersUnderstand pre-approval, documentation, down payment, and affordability before you start shopping.Read the guide → Mortgage RefinancingReview when refinancing makes sense and what to consider before changing your mortgage structure.Read the guide → Self-Employed BorrowersLearn how lenders assess income when your file does not fit a standard employment profile.Read the guide →

Specialized mortgage sites

Focused guidance for more specialized situations.

The Mortgage Guy! is the main advisory site. For deeper information on specific mortgage needs, these focused sites provide more detail.

Private Mortgages BC Alternative lending and private mortgage options when timing, equity, or bank qualification is the issue. Visit site → Separation & Divorce Financing Mortgage planning for spousal buyouts, refinancing, and equity access during separation. Visit site → The Reverse Mortgage Guy Reverse mortgage education for Canadian homeowners exploring home-equity access. Visit site →

Ready when you are

Start with a mortgage review.

Tell me what you are trying to accomplish and I will help you understand the most appropriate next step.

Apply Now Contact Jonathon